Which Personal Savings Account is right for you?

With our new account comparisons it’s easy to find the right account and get started.

At Jeff Bank, we take pride in offering an array of account types to handle your needs. But with so many options, it isn’t always easy to find what you’re looking for. So we created a simple way to explore the many features our accounts provide. Simply use the table below to select the accounts you would like to compare and find the one that’s right for you. Then click on the “Apply” button to get a head start on the process. It’s that easy.

Click on the “i” next to each category to learn more information.

All Accounts Include

  • Mobile Banking
  • Remote Deposit Anywhere
  • Online Banking
  • Online Bill Pay
  • Direct Deposit
  • E-Statements
Select an Account Interest Bearing Interest Bearing Interest Bearing Interest Bearing Interest Bearing Interest Bearing Interest Bearing 
TooltipStatement SavingsTooltipDirect Deposit SavingsStudent SaverTooltipIMM SavingsTooltipNYUTMATooltipTax SavingsHoliday / Vacation Savings
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly service charge.Average Daily Ledger Balance of $200--Daily Balance of $2500---
Service ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.$10 assessed quarterly--$15---
Minimum DepositThe minimum amount required to open an account.---$2,500 ---
Transaction LimitationsLimited to six preauthorized transfers or payments monthly.YesYesYesYesYes--
ATM CardFree ATM Card AvailableYesYesYesYesYes
[click here]
Available to custodian only--
Account Age LimitAge Requirements to Open Account--Under 24-Beneficiary under 21--
Additional InformationOther information for this type of account-[click here]Depositor must participate in the direct deposit of a payroll or retirement program.--[click here]Only one custodian and one beneficiary may open the account[click here]Withdrawals can only be made as a window transaction to pay taxes or close the account or automatic transfer to DDA to pay taxes.[click here]Withdrawals made prior to maturity must be for entire balance.
Open an AccountApplyApplyApplyApplyApplyApply
Select an Account Interest Bearing Interest Bearing Interest Bearing Interest Bearing Interest Bearing Interest Bearing Interest Bearing 
TooltipStatement SavingsTooltipDirect Deposit SavingsStudent SaverTooltipIMM SavingsTooltipNYUTMATooltipTax SavingsHoliday / Vacation Savings
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly service charge.Average Daily Ledger Balance of $200--Daily Balance of $2500---
Service ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.$10 assessed quarterly--$15---
Minimum DepositThe minimum amount required to open an account.---$2,500 ---
Transaction LimitationsLimited to six preauthorized transfers or payments monthly.YesYesYesYesYes--
ATM CardFree ATM Card AvailableYesYesYesYesYes
[click here]
Available to custodian only--
Account Age LimitAge Requirements to Open Account--Under 24-Beneficiary under 21--
Additional InformationOther information for this type of account-[click here]Depositor must participate in the direct deposit of a payroll or retirement program.--[click here]Only one custodian and one beneficiary may open the account[click here]Withdrawals can only be made as a window transaction to pay taxes or close the account or automatic transfer to DDA to pay taxes.[click here]Withdrawals made prior to maturity must be for entire balance.
Open an AccountApplyApplyApplyApplyApplyApply
Select an Account Interest Bearing Interest Bearing Interest Bearing Interest Bearing Interest Bearing Interest Bearing Interest Bearing 
TooltipStatement SavingsTooltipDirect Deposit SavingsStudent SaverTooltipIMM SavingsTooltipNYUTMATooltipTax SavingsHoliday / Vacation Savings
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly service charge.Average Daily Ledger Balance of $200--Daily Balance of $2500---
Service ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.$10 assessed quarterly--$15---
Minimum DepositThe minimum amount required to open an account.---$2,500 ---
Transaction LimitationsLimited to six preauthorized transfers or payments monthly.YesYesYesYesYes--
ATM CardFree ATM Card AvailableYesYesYesYesYes
[click here]
Available to custodian only--
Account Age LimitAge Requirements to Open Account--Under 24-Beneficiary under 21--
Additional InformationOther information for this type of account-[click here]Depositor must participate in the direct deposit of a payroll or retirement program.--[click here]Only one custodian and one beneficiary may open the account[click here]Withdrawals can only be made as a window transaction to pay taxes or close the account or automatic transfer to DDA to pay taxes.[click here]Withdrawals made prior to maturity must be for entire balance.
Open an AccountApplyApplyApplyApplyApplyApply
Select an Account Interest Bearing Interest Bearing Interest Bearing Interest Bearing Interest Bearing Interest Bearing Interest Bearing 
TooltipStatement SavingsTooltipDirect Deposit SavingsStudent SaverTooltipIMM SavingsTooltipNYUTMATooltipTax SavingsHoliday / Vacation Savings
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly service charge.Average Daily Ledger Balance of $200--Daily Balance of $2500---
Service ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.$10 assessed quarterly--$15---
Minimum DepositThe minimum amount required to open an account.---$2,500 ---
Transaction LimitationsLimited to six preauthorized transfers or payments monthly.YesYesYesYesYes--
ATM CardFree ATM Card AvailableYesYesYesYesYes
[click here]
Available to custodian only--
Account Age LimitAge Requirements to Open Account--Under 24-Beneficiary under 21--
Additional InformationOther information for this type of account-[click here]Depositor must participate in the direct deposit of a payroll or retirement program.--[click here]Only one custodian and one beneficiary may open the account[click here]Withdrawals can only be made as a window transaction to pay taxes or close the account or automatic transfer to DDA to pay taxes.[click here]Withdrawals made prior to maturity must be for entire balance.
Open an AccountApplyApplyApplyApplyApplyApply