Whether you’re trying to save for a large purchase or your taxes, we offer an array of savings accounts to help meet your banking needs.

Statement Savings

If the average daily ledger balance falls below $200.00, or the account is inactive for a 12 month period, a quarterly maintenance charge of $10.00 will be assessed at statement date.

Features Details 
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly maintenance charge.Average Daily Ledger Balance of $200
Maintenance ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.$10 assessed quarterly
Minimum DepositThe minimum amount required to open an account.-
Transaction LimitationsLimited to six preauthorized transfers or payments monthly.Yes
ATM CardFree ATM Card AvailableYes
Additional InformationOther information for this type of account-
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Direct Deposit Savings

No quarterly maintenance charge is assessed when the depositor participates in the direct deposit of a payroll or retirement program via an automated transfer.

Features Details 
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly maintenance charge.-
Maintenance ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.-
Minimum DepositThe minimum amount required to open an account.-
Transaction LimitationsLimited to six preauthorized transfers or payments monthly.Yes
ATM CardFree ATM Card AvailableYes
Additional InformationOther information for this type of account[click here]Depositor must participate in the direct deposit of a payroll or retirement program.
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Students Savings

No monthly maintenance charge until age 24, at which time the account will revert to a regular Savings Account.

Features Details 
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly maintenance charge.-
Maintenance ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.-
Minimum DepositThe minimum amount required to open an account.-
Transaction LimitationsLimited to six preauthorized transfers or payments monthly.Yes
ATM CardFree ATM Card AvailableYes
Account Age LimitAge Requirements to Open AccountUnder 24
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IMM Savings

A minimum deposit of $2,500.00 is required to open this account. If the daily balance falls below $2,500.00, a monthly maintenance charge of $15.00 will be assessed at statement date.

Features Details 
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly maintenance charge.Daily Balance of $2500
Maintenance ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.$15
Minimum DepositThe minimum amount required to open an account.$2,500
Transaction LimitationsLimited to six preauthorized transfers or payments monthly.Yes
ATM CardFree ATM Card AvailableYes
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NYUTMA

No monthly maintenance charge or minimum opening deposit required. Beneficiary must be under the age of 21 and upon reaching that age, account must be closed by the custodian and all funds given to the beneficiary.

Features Details 
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly maintenance charge.-
Maintenance ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.-
Minimum DepositThe minimum amount required to open an account.-
Transaction LimitationsLimited to six preauthorized transfers or payments monthly.Yes
ATM CardFree ATM Card AvailableYes
[click here]
Available to custodian only
Account Age LimitAge Requirements to Open AccountBeneficiary under 21
Additional InformationOther information for this type of account[click here]Only one custodian and one beneficiary may open the account
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Tax Savings

No minimum opening balance and interest is posted annually. Withdrawals can only be made as window transactions or automatic transfers to your checking/savings account to pay taxes.

Features Details 
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly maintenance charge.-
Maintenance ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.-
Minimum DepositThe minimum amount required to open an account.-
Transaction LimitationsLimited to six preauthorized transfers or payments monthly.-
ATM CardFree ATM Card Available-
Account Age LimitAge Requirements to Open Account-
Additional InformationOther information for this type of account[click here]Withdrawals can only be made as a window transaction to pay taxes or close the account or automatic transfer to DDA to pay taxes.
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Holiday / Vacation Savings

No minimum opening balances and interest is posted at maturity. Withdrawals made before maturity must be for the entire balance, no partial withdrawals allowed.

Features Details 
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly maintenance charge.-
Maintenance ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.-
Minimum DepositThe minimum amount required to open an account.-
Transaction LimitationsLimited to six preauthorized transfers or payments monthly.-
ATM CardFree ATM Card Available-
Account Age LimitAge Requirements to Open Account-
Additional InformationOther information for this type of account[click here]Withdrawals made prior to maturity must be for entire balance.
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Compare Personal Saving Accounts

Not sure which account is right for you? Use our simple accounts comparison tool.

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