Effective: 03/22/2017

Savings Certificates

Account/Product NameMinimum Opening DepositInterest RateAnnual Percentage Yield
31-60 Days2$2,5000.05%0.05%
61-90 Days2$2,5000.05%0.05%
91-179 Days2$2,5000.15%0.15%
180-239 Days2$2,5000.20%0.20%
6-11 Months3$2,5000.20%0.20%
12-17 Months3$1,0000.30%0.30%
18-23 Months4$1,0000.40%0.40%
18 Month Escalator4$1,0000.40%0.40%
Rate may be stepped up once during 18 month term. Additional Deposits made of $150 or more.
24-29 Months4$1,0000.50%0.50%
30-35 Months4$1,0000.60%0.60%
36-47 Months4$1,0000.65%0.65%
48-59 Months4$1,0000.70%0.70%
60 Months4$1,0000.80%0.80%
Please note: A penalty may be imposed on all savings certificates for early withdrawal, which could reduce the earnings on the account.

2 Interest compounds at maturity.
3 Interest compounds monthly.
4 Interest compounds quarterly.

Savings Certificates - Reward Account Rates

Account/Product NameMinimum Opening DepositInterest RateAnnual Percentage Yield
31-60 Days2$2,5000.15%0.15%
61-90 Days2$2,5000.15%0.15%
91-179 Days2$2,5000.25%0.25%
180-239 Days2$2,5000.30%0.30%
6-11 Months3$2,5000.30%0.30%
12-17 Months3$1,0000.40%0.40%
18-23 Months4$1,0000.50%0.50%
18 Month Escalator4$1,0000.50%0.50%
Rate may be stepped up once during 18 month term. Additional Deposits made of $150 or more.
24-29 Months4$1,0000.60%0.60%
30-35 Months4$1,0000.70%0.70%
36-47 Months4$1,0000.75%0.75%
48-59 Months4$1,0000.80%0.80%
60 Months4$1,0000.90%0.90%
Please note: A penalty may be imposed for early withdrawal which could reduce the earnings on the account. Also, a depositor must be enrolled in one of our reward programs to qualify.

2 Interest compounds at maturity.
3 Interest compounds monthly.
4 Interest compounds quarterly.

Savings Certificates - Jumbo Account Rates

Account/Product NameMinimum Opening DepositInterest RateAnnual Percentage Yield
31-60 Days2$100,0000.15%0.15%
61-90 Days2$100,0000.15%0.15%
91-179 Days2$100,0000.25%0.25%
180-239 Days2$100,0000.30%0.30%
6-11 Months3$100,0000.30%0.30%
12-17 Months3$100,0000.40%0.40%
18-23 Months4$100,0000.50%0.50%
18 Month Escalator4$100,0000.50%0.50%
Rate may be stepped up once during 18 month term. Additional Deposits made of $150 or more.
24-29 Months4$100,0000.60%0.60%
30-35 Months4$100,0000.70%0.70%
36-47 Months4$100,0000.75%0.75%
48-59 Months4$100,0000.80%0.80%
60 Months4$100,0000.90%0.90%
Please note: A penalty may be imposed for early withdrawal which could reduce the earnings on the account. Must maintain a balance of $100,000 or more and have a Jeff Bank checking account.

2 Interest compounds at maturity.
3 Interest compounds monthly.
4 Interest compounds quarterly.

Statement Savings Account & Student Saver Account

No Minimum Opening BalanceInterest RateAnnual Percentage Yield
Up to $49,999.9940.10%0.10%
$50,000 to $99,999.9940.20%0.10% - 0.15%
$100,000 to $249,999.9940.25%0.15% - 0.21%
$250,000 and above40.25%0.21% - 0.23%
Please Note: The interest rate and annual percentage yield may change after account opening. In addition, fees could reduce the earnings on the account.

4 Interest compounds quarterly.

IRA Statement Savings

-Interest RateAnnual Percentage Yield
All Balances40.15%0.15%
Please Note: The interest rate and annual percentage yield may change after account opening. In addition, fees could reduce the earnings on the account.

4 Interest compounds quarterly.

Tax Account

No Minimum Opening BalanceInterest RateAnnual Percentage Yield
Up to $49,999.9940.10%0.10%
$50,000 to $99,999.9940.20%0.10% - 0.15%
$100,000 to $249,999.9940.25%0.15% - 0.21%
$250,000 and above40.25%0.21% - 0.23%
Please Note: The interest rate and annual percentage yield may change after account opening. In addition, fees could reduce the earnings on the account.

4 Interest compounds quarterly.

Club Accounts

No Minimum Opening BalanceInterest RateAnnual Percentage Yield
Vacation Club20.05%0.05%
Vacation Club Direct Deposit20.05%0.05%
Holiday Club20.05%0.05%
Holiday Club Direct Deposit20.05%0.05%
2 Interest compounds at maturity. A penalty may be imposed for early withdrawal, fees which could reduce the earnings on the account.

Platinum Account

No Minimum Opening BalanceInterest RateAnnual Percentage Yield
Up to $99,999.9950.20%0.20%
$100,000 and above50.25%0.25%
Please Note: The interest rate and annual percentage yield may change after account opening. In addition, fees could reduce the earnings on the account.

5 Interest compounds weekly.

Municipal Insured Money Market Account

Minimum Opening BalanceInterest RateAnnual Percentage Yield
Up to $99,999.9950.01%0.01%
$100,000 and above50.05%0.05%
Please Note: The interest rate and annual percentage yield may change after account opening. In addition, fees could reduce the earnings on the account. Must have a minimum deposit of $2,500.

5 Interest compounds weekly.

Insured Money Market Account

Minimum Opening BalanceInterest RateAnnual Percentage Yield
Up to $9,999.9950.05%0.05%
$10,000 to $24,999.9950.10%0.10%
$25,000 and above50.20%0.20%
Please Note: The interest rate and annual percentage yield may change after account opening. In addition, fees could reduce the earnings on the account. Must have a minimum deposit of $2,500.

5 Interest compounds weekly.

Super NOW Account

No minimum Opening BalanceInterest RateAnnual Percentage Yield
All Balances50.10%0.10%
Please Note: The interest rate and annual percentage yield may change after account opening.

5 Interest compounds weekly.

Reward Interest Bearing Checking

-Interest RateAnnual Percentage Yield
All Balances30.10%0.10%
Please Note: The interest rate and annual percentage yield may change after account opening. In addition, fees could reduce the earnings on the account.

3 Interest compounds monthly.

Elite Checking Account

-Interest RateAnnual Percentage Yield
All Balances30.20%0.20%
Please Note: The interest rate and annual percentage yield may change after account opening. In addition, fees could reduce the earnings on the account and the depositor must be enrolled in one of our reward programs to qualify.

3 Interest compounds monthly.

IOLAs

No Minimum Opening BalanceInterest RateAnnual Percentage Yield
All Balances30.20%0.20%
Please Note: The interest rate and annual percentage yield may change after account opening.

3 Interest compounds monthly.