Privacy Notice

FACTS

WHAT DOES JEFF BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. The information can include:
Social Security Number and Account Balances
Transaction History and Credit History
Overdraft History and Wire Transfer Instructions

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Jeff Bank chooses to share; and whether you can limit this sharing.

Reasons we can share

Reasons we can share your Personal InformationDoes Jeff Bank Share?Can you Limit this Sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes- to offer our products and services to youYesNo
For joint marketing with other financial companiesNoWe don't share
For our affiliates' everyday business purposes- information about your transactions and experiencesYesNo
For our affiliates' everyday business purposes- information about your creditworthinessYesNo
For our affiliates to market to youNoWe don't share
For non affiliates to market to youYesYes

To limit our sharing

Call 845-482-4000 – You may call collect to opt out.

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call us at 845-482-4000 or visit our Contact page

What we do

How does Jeff Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Jeff Bank collect my personal information?We collect your personal information, for example, when you
  • Open an account or Apply for a Loan
  • Make a Wire Transfer or Give us your Contact Information
  • Use your Debit or Credit Card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes—information about your credit worthiness
  • Affiliates from using your information to market to you
  • Sharing for non affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?Your choices will apply to everyone on your account.

Definitions

Definitions

AffiliatesCompanies related by common ownership or control. They can be financial and non-financial companies.
  • Our affiliates include financial companies such as Jeffersonville Bancorp, FNBJ Holding Company, and Western Sullivan ORE, LLC.
Non affiliatesCompanies not related by common ownership or control. They can be financial and non-financial companies.
  • Non affiliates we share with can include debit and credit card companies.
Joint MarketingA formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Jeff Bank does not jointly market.

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