Personal Checking

Our Personal Checking accounts are designed to give you control over the way you bank. Choose from any one of our different account types to select the level of control needed for your ideal personal banking.

Personal Checking

To avoid a $5.00 monthly service charge, you must maintain an average balance of $500.00 or more OR participate in the direct deposit of a payroll or retirement program.

Features Details
Minimum Balance

Average Balance of $500.00 or more

Service Charge

$5.00

Minimum Opening Deposit

$25.00

Transaction Fee

-

Debit Card

Yes

Checks

Yes

Apply
Easy Checking

A required minimum opening deposit of $25.00, a minimum balance of $0.01 (one cent) to maintain, and a monthly service charge of $3.00 will be assessed at statement date. Eight free checks, ATM debits and/or point-of-sale (POS) transactions are allowed per month and each thereafter is $0.25 (twenty-five cents). No charge for deposits.

Features Details
Minimum Balance

$0.01

Service Charge

$3.00

Minimum Opening Deposit

$25.00

Transaction Fee

First 8 (eight) transactions per statement cycle are free; each additional transaction is $0.25 (twenty five cents)

Debit Card

Yes

Checks

Yes

Apply
Prestige Checking

Prestige Checking is an interest-bearing account. To avoid a $15.00 monthly service charge, you must meet one of these requirements:
maintain a combined average monthly balance of $25,000 or more in consumer deposit and loan accounts OR maintain an average monthly balance of $5,000 or more in this account.

Features Details
Minimum Balance

Combined average monthly balance of $25,000 or more in consumer deposit and loan accounts OR an average monthly balance of $5,000 or more in this account.

Service Charge

$15.00

Minimum Opening Deposit

$25.00

Transaction Fee

-

Debit Card

Yes

Checks

Yes

Higher CD Interest Yield

Yes

Free ATM transactions

Up to 5 Jeff Bank foreign ATM fees

Mortgage Application Fee

$250.00

Apply
Cash Back Checking

To avoid a $15.00 monthly service charge, you must meet the following requirements: enroll in e-Statements, Online/Mobile Banking, and have a minimum of 10 posted Point of Sale (POS) transactions per statement cycle.

Features Details
Minimum Balance

-

Service Charge

$15.00

Minimum Opening Deposit

$25.00

Transaction Fee

First 3 (three) cleared checks per statement cycle are free; each additional cleared check is $0.25 (twenty five cents)

Debit Card

Yes

Checks

Yes

Free ATM transactions

Up to 5 Jeff Bank foreign ATM fees

Cash Back Perks

$0.10 (ten cents) per transactions up to 100 transactions with a maximum credit of $10.00 per statement cycle. Does not include ATM transactions.

Apply
Student/Military Checking

Ages 14-24 with proof of enrollment. Anyone under 18 years of age must have a parent/legal guardian as joint owner and will not be issued checks. Upon reaching age 24, account will convert to our Cash Back Checking account. E-Statements, Online Banking, and Debit Card required. If you do not sign up for e-Statements, there will be a $3.00 charge per paper statement.

Features Details
Minimum Balance

-

Service Charge

-

Minimum Opening Deposit

$25.00

Transaction Fee

-

Debit Card

Yes

Checks

Available to student/military account owners who are 18 years of age or older.

Free ATM transactions

All Jeff Bank foreign ATM fees waived

Account Age Limit

Yes

Proof Requirements

Yes

Apply
Business Select Checking

This is a Personal Checking Account available to Small Business Checking and  Business Checking Account customers only. There is no monthly service charge as long as the Business Checking Account remains open.

Features Details
Minimum Balance

-

Service Charge

-

Minimum Opening Deposit

$25.00

Transaction Fee

-

Debit Card

Yes

Checks

Yes

Additional Requirements

Must have a Jeff Bank Small Business Checking or Business Checking Account. If the Small Business Checking or Business Checking Account closes, account will convert to our Personal Checking Account.

Apply
Super NOW Checking

Super NOW is an interest-bearing account. To avoid a $15.00 monthly service charge, you must maintain a daily balance of $2,500 or more.

Features Details
Minimum Balance

Daily Balance of $2,500.00 or more

Service Charge

$15.00

Minimum Opening Deposit

$25.00

Transaction Fee

-

Debit Card

Yes

Checks

Yes

Apply

Compare Personal Checking Accounts

Not sure which account is right for you? Use our simple accounts comparison tool.

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