No Closing Cost Mortgage!*

The no closing cost option is a discounted package of settlement services offered to applicants as part of our program for the payment of mortgage origination, mortgage loan settlement, bank title search and title insurance costs. *A maximum credit of $6,500.00 will be applied to the payment of mortgage fees. Amount in excess will be paid by borrower(s). A traditional closing cost option is also available for this program. The no closing cost is available for single family, primary and secondary, owner-occupied properties. Vacant land, seasonal, mixed use, condos, and townhouse properties are not eligible for this program. Offer cannot be combined with any other offer or discount. Refinance of existing Jeff Bank mortgage loans are not eligible for this program. Other programs are available for other properties and loan types. Applicant will be required to pay the standard appraisal fee of $425.00. Applicant will be responsible at closing for payment of interim interest and for funding an escrow account for real estate taxes and insurances. Applicant will also be responsible for payment of all settlement items between applicant, as buyer, and seller for the purchase of applicant’s home, and for applicant’s attorney fees. Early payment premium will apply for the first 3 years. Other programs are available without an early payment premium. Subject to credit approval with a median credit score(s) of 700 or higher. Jeff Bank reserves the right to discontinue the No Closing Cost Mortgage at any time.  Additional terms and conditions may apply.

 

Click “Learn More” to have a loan officer contact you or “Apply Today” to download and print an application.

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Your Home Loan Toolkit

Consumer Handbook on Adjustable-Rate Mortgages Booklet

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