Business Loans

Standard Loans

Jeff Bank offers a variety of traditional loan products to help your business grow including mortgages, installment loans and lines of credit. Our experienced commercial lenders are available to help determine which product will be best for you.

Commercial Real Estate

Mortgages are available for purchase, refinance or construction purposes.   We finance most types of commercial properties including:  retail, office, industrial, convenience stores, motels/hotels, commercial sub-divisions, and agricultural.

Commercial Lines of Credit

We provide commercial lines of credit to give you fast, convenient access to funds to facilitate business growth, manage working capital, meet seasonal financing requirements or to meet day to day cash flow obligations.  Both secured and unsecured lines are available.

Short Term Notes

We offer short term notes for up to twelve months to finance a range of business needs on both a secured and unsecured basis.

Installments

We offer access to both short and long term loans to finance a range of business needs on both a secured and unsecured basis.  Financing is available for all types of commercial, construction and agricultural vehicles or equipment.  We offer flexible payment terms with low down payment requirements.

Commercial Vehicle / Equipment

We offer financing on a wide range of commercial trucks, excavation and construction equipment, and farm equipment.

Loan Specials

Commercial Express Line of Credit

Rate of Prime + 1.5%*
(Unsecured)
Rate of Prime + 1.0%*
(Secured)
 
$50,000 Maximum

Variable rates under the revolving line of credit. The Express Line offered to applicants as part of Jeff Bank’s program for the payment of Commercial Line of Credit. Offer cannot be combined with any offer or discount.  Other programs are available for other loan types, including a traditional line of credit.  Subject to credit approval. *Additional terms and conditions may apply including but not limited to a minimum credit score of 725. Jeff Bank reserves the right to discontinue this special at any time.

Specialized Loans

Jeff Bank is committed to serving the needs of our business community. We offer a variety of loan products that can be customized to fit your business needs and our experienced commercial lenders can help determine what product or structure will be best for you.

Agricultural Loans

Agriculture loans are available for a wide range of needs at terms suited to the purpose of the loan. We have many years of experience in agricultural lending and have a unique understanding of the specialized nature of this business.

Construction Loans

Mortgages are available for most types of commercial properties.  We offer a one year construction period with a flexible/ customized advance schedule.  There is one closing to cover both the construction financing period and the permanent financing period of the loan.

Learn More!

Apply Today!

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