Jeff Bank has a variety of consumer loans for just about any need you may have. Whether you are purchasing a new or used car, making home improvements or paying for that family vacation, we are here to help you. Our trained lending staff offers personal service and all our decisions are made locally. Our rates are competitive with reductions for payments automatically deducted from a Jeff Bank account.
Let Jeff Bank help you purchase the vehicle of your dreams. We offer up to 90% financing on new vehicles and 75% financing on used vehicles, competitive rates and payment terms up to 60 months for new and 48 months for used (RV loans up to 120 months). Rate reduction may apply for auto charge payments.
When you need to make some repairs or improvements to your home, but don’t want to go through the mortgage process, Jeff Bank can help you with a home improvement loan. We offer competitive rates based on your credit history with monthly payment terms up to 48 months. Rate reduction may apply for auto charge payments.
Jeff Bank offers loans to help you consolidate your monthly loan and credit card payments into one easy to make loan payment. Rates are based on your credit history and monthly payment terms up to 48 months are available. Rate reduction may apply for auto charge payments.
Jeff Bank is one of the few institutions to offer financing for mobile homes either in a park or on your land. We offer fixed rate loans on new mobile homes up to 180 months and on used mobile homes up to 120 months. Up to 90% financing is available on new manufactured homes and up to 80% financing available on used manufactured homes.
At Jeff Bank, check loan accounts help protect your checking account in the event of an overdraft by transferring funds from the line of credit into your account to cover the overdraft amount. You avoid the overdraft charge and pay a small advance fee and interest only on the amount of loan that is advanced. Having the line available is also a great way to cover any unexpected expenses.