We offer a wide range of flexible checking account options that let you tailor a plan to meet your individual needs.

Personal Checking

Our Personal Checking Accounts feature no monthly service charge if average balance is $500.00 or above. If average balance falls below $500.00, a monthly service charge of $5.00 will be assessed at statement date.

Features Details 
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly service charge.Average Balance of $500
Service ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.$5
Minimum DepositThe minimum amount required to open an account-
Transaction FeeA fee charged for each Check, POS, ATM or Debit Transaction-
Free Debit CardAccount Includes a Free Debit CardYes
Free ChecksUnless specified otherwise, free checks are included for First order, wallet style only, original or duplicate.Yes
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Easy Checking

Our Easy Checking Accounts require a minimum deposit of $25.00 to open, a minimum balance of $0.01 (one cent) to maintain, and a monthly service charge of $3.00 will be assessed at statement date. Eight free checks, ATM debits and/or point-of-sale (POS) transactions are allowed per month and each thereafter is $0.25 (twenty-five cents). No charge for deposits.

Features Details 
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly service charge.$0.01
Service ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.$3
Minimum DepositThe minimum amount required to open an account$25
Transaction FeeA fee charged for each Check, ATM debit and/or POS Transactions8 Free then $0.25/ea
Free Debit CardAccount Includes a Free Debit CardYes
Free ChecksUnless specified otherwise, free checks are included for First order, wallet style only, original or duplicate.Yes
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Fresh Start Checking

Fresh Start Checking provides you with an opportunity for a new beginning even if you’ve been turned down in the past for a checking account. A minimum deposit of $25.00 is required to open this account. A monthly service charge of $10.00 will be assessed at statement date.

Features Details 
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly service charge.-
Service ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.$10
Minimum DepositThe minimum amount required to open an account$25
Transaction FeeA fee charged for each Check, POS, ATM or Debit Transaction-
Free Debit CardAccount Includes a Free Debit Card-
Free ChecksUnless specified otherwise, free checks are included for First order, wallet style only, original or duplicate.Yes
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Direct Deposit Checking

Direct Deposit Accounts feature no monthly service charge when the depositor participates in the direct deposit of a payroll or retirement program. This feature pertains to the non-interest bearing Personal Checking Account.

Features Details 
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly service charge.-
Service ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.-
Minimum DepositThe minimum amount required to open an account-
Transaction FeeA fee charged for each Check, POS, ATM or Debit Transaction-
Free Debit CardAccount Includes a Free Debit CardYes
Free ChecksUnless specified otherwise, free checks are included for First order, wallet style only, original or duplicate.Yes
Additional RequirementsOther requirements for this type of account[click here]Depositor must participate in the direct deposit of a payroll or retirement program.
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Business Select Checking

This is a Personal Checking Account available to Business Checking Account customers only. There is no monthly service charge as long as the Business Checking Account remains open.

Features Details 
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly service charge.-
Service ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.-
Minimum DepositThe minimum amount required to open an account-
Transaction FeeA fee charged for each Check, POS, ATM or Debit Transaction-
Free Debit CardAccount Includes a Free Debit CardYes
Free ChecksUnless specified otherwise, free checks are included for First order, wallet style only, original or duplicate.Yes
Additional RequirementsOther requirements for this type of account[click here]Must have a Jeff Bank Business Checking Account
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Personal Rewards Checking

A Personal Rewards Account features no monthly service charge if you maintain a combined monthly average available balance in checking, savings, CD and IRA accounts of $15,000.00 or more. Otherwise, a monthly service charge of $15.00 will be assessed at statement date.

Features Details 
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly service charge.[click here]Combined monthly average available balance in checking, savings, CD, and IRA accounts of $15,000 or more.
Service ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.$15
Minimum DepositThe minimum amount required to open an account-
Transaction FeeA fee charged for each Check, POS, ATM or Debit Transaction-
Free Debit CardAccount Includes a Free Debit CardYes
Free ChecksUnless specified otherwise, free checks are included for First order, wallet style only, original or duplicate.Rewards Checks
No Fee PerksNo fees charged for Signature Guarantee Services or Cashier's ChecksYes
Higher CD Interest YieldThis account yields a higher interest rateYes
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Compare Personal Checking Accounts

Not sure which account is right for you? Use our simple accounts comparison tool.

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