Which Personal Checking Account is right for you?

With our new account comparisons it’s easy to find the right account and get started.

At Jeff Bank, we take pride in offering an array of account types to handle your needs. But with so many options, it isn’t always easy to find what you’re looking for. So we created a simple way to explore the many features our accounts provide.

Simply use the table below to select the accounts you would like to compare and find the one that’s right for you. Then click on the “Apply” button to get a head start on the process. It’s that easy.

Click on the “i” next to each category to learn more information.

All Accounts Include

  • Mobile Banking
  • Remote Deposit Anywhere
  • Online Banking
  • Direct Deposit
  • E-Statements
Select an Account Simple Simple Simple Simple Simple Simple Interest Bearing Interest Bearing Interest Bearing Specialized Specialized Specialized 
TooltipPersonal CheckingTooltipEasy CheckingTooltipFresh Start CheckingTooltipDirect Deposit CheckingTooltipBusiness Select CheckingTooltipPersonal Rewards CheckingTooltipElite CheckingTooltipSuper NOW CheckingTooltipPersonal Rewards Interest Bearing CheckingTooltipCollege CheckingTooltipMilitary CheckingTooltipEstate CheckingTooltip
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly service charge.Average Balance of $500----[click here]Combined monthly average available balance in checking, savings, CD, and IRA accounts of $15,000 or more.[click here]Combined average available balance in checking, savings, CD, and IRA accounts and consumer loans of $25,000 or more.Daily Balance of $2,500[click here]Combined monthly average available balance in checking, savings, CD, and IRA accounts of $20,000 or more.--Average Balance of $500
Service ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.$5$3$10--$15$15$15$15--$5
Minimum DepositThe minimum amount required to open an account-$25$25---------
Transaction FeeA fee charged for each Check, POS, ATM or Debit Transaction-8 Free then $0.25/ea----------
Free Debit CardAccount Includes a Free Debit CardYes--YesYesYesYesYesYesYesYes-
Free ChecksUnless specified otherwise, free checks are included for First order, wallet style only, original or duplicate.Yes-YesYesYesRewards ChecksElite ChecksYesRewards ChecksYesYesYes
No Fee PerksNo fees charged for Signature Guarantee Services or Cashier's Checks-----YesYes-Yes---
Higher CD Interest YieldThis account yields a higher interest rate-----YesYes-Yes---
Free ATM transactionsNumber of waived non Jeff Bank ATM transactions per month.------5 transactions per month--All Jeff Bank ATM transactionsAll Jeff Bank ATM transactions-
Mortgage Closing CreditCredit applied to a Mortgage Closing Cost------$250-----
Additional RequirementsOther requirements for this type of account---[click here]Depositor must participate in the direct deposit of a payroll or retirement program.[click here]Must have a Jeff Bank Business Checking Account-[click here]e-Statement enrollment, monthly online banking use, 5 or more posted POS transactions per month.----[click here]Opened by the executor or executrix by court order for the benefit of a deceased person’s estate.
Account Age LimitUpon reaching the age of 24, the account will revert to a regular Personal Checking Account.--------YesYes-
Proof RequiredCollege Enrollment or Military Enlistment Proof must be presented for eligibility--------YesYes-
Open an AccountOpen an AccountApplyOpen an AccountApplyApplyApplyApplyApplyApplyApplyApply
Select an Account Simple Simple Simple Simple Simple Simple Interest Bearing Interest Bearing Interest Bearing Specialized Specialized Specialized 
TooltipPersonal CheckingTooltipEasy CheckingTooltipFresh Start CheckingTooltipDirect Deposit CheckingTooltipBusiness Select CheckingTooltipPersonal Rewards CheckingTooltipElite CheckingTooltipSuper NOW CheckingTooltipPersonal Rewards Interest Bearing CheckingTooltipCollege CheckingTooltipMilitary CheckingTooltipEstate CheckingTooltip
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly service charge.Average Balance of $500----[click here]Combined monthly average available balance in checking, savings, CD, and IRA accounts of $15,000 or more.[click here]Combined average available balance in checking, savings, CD, and IRA accounts and consumer loans of $25,000 or more.Daily Balance of $2,500[click here]Combined monthly average available balance in checking, savings, CD, and IRA accounts of $20,000 or more.--Average Balance of $500
Service ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.$5$3$10--$15$15$15$15--$5
Minimum DepositThe minimum amount required to open an account-$25$25---------
Transaction FeeA fee charged for each Check, POS, ATM or Debit Transaction-8 Free then $0.25/ea----------
Free Debit CardAccount Includes a Free Debit CardYes--YesYesYesYesYesYesYesYes-
Free ChecksUnless specified otherwise, free checks are included for First order, wallet style only, original or duplicate.Yes-YesYesYesRewards ChecksElite ChecksYesRewards ChecksYesYesYes
No Fee PerksNo fees charged for Signature Guarantee Services or Cashier's Checks-----YesYes-Yes---
Higher CD Interest YieldThis account yields a higher interest rate-----YesYes-Yes---
Free ATM transactionsNumber of waived non Jeff Bank ATM transactions per month.------5 transactions per month--All Jeff Bank ATM transactionsAll Jeff Bank ATM transactions-
Mortgage Closing CreditCredit applied to a Mortgage Closing Cost------$250-----
Additional RequirementsOther requirements for this type of account---[click here]Depositor must participate in the direct deposit of a payroll or retirement program.[click here]Must have a Jeff Bank Business Checking Account-[click here]e-Statement enrollment, monthly online banking use, 5 or more posted POS transactions per month.----[click here]Opened by the executor or executrix by court order for the benefit of a deceased person’s estate.
Account Age LimitUpon reaching the age of 24, the account will revert to a regular Personal Checking Account.--------YesYes-
Proof RequiredCollege Enrollment or Military Enlistment Proof must be presented for eligibility--------YesYes-
Open an AccountOpen an AccountApplyOpen an AccountApplyApplyApplyApplyApplyApplyApplyApply
Select an Account Simple Simple Simple Simple Simple Simple Interest Bearing Interest Bearing Interest Bearing Specialized Specialized Specialized 
TooltipPersonal CheckingTooltipEasy CheckingTooltipFresh Start CheckingTooltipDirect Deposit CheckingTooltipBusiness Select CheckingTooltipPersonal Rewards CheckingTooltipElite CheckingTooltipSuper NOW CheckingTooltipPersonal Rewards Interest Bearing CheckingTooltipCollege CheckingTooltipMilitary CheckingTooltipEstate CheckingTooltip
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly service charge.Average Balance of $500----[click here]Combined monthly average available balance in checking, savings, CD, and IRA accounts of $15,000 or more.[click here]Combined average available balance in checking, savings, CD, and IRA accounts and consumer loans of $25,000 or more.Daily Balance of $2,500[click here]Combined monthly average available balance in checking, savings, CD, and IRA accounts of $20,000 or more.--Average Balance of $500
Service ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.$5$3$10--$15$15$15$15--$5
Minimum DepositThe minimum amount required to open an account-$25$25---------
Transaction FeeA fee charged for each Check, POS, ATM or Debit Transaction-8 Free then $0.25/ea----------
Free Debit CardAccount Includes a Free Debit CardYes--YesYesYesYesYesYesYesYes-
Free ChecksUnless specified otherwise, free checks are included for First order, wallet style only, original or duplicate.Yes-YesYesYesRewards ChecksElite ChecksYesRewards ChecksYesYesYes
No Fee PerksNo fees charged for Signature Guarantee Services or Cashier's Checks-----YesYes-Yes---
Higher CD Interest YieldThis account yields a higher interest rate-----YesYes-Yes---
Free ATM transactionsNumber of waived non Jeff Bank ATM transactions per month.------5 transactions per month--All Jeff Bank ATM transactionsAll Jeff Bank ATM transactions-
Mortgage Closing CreditCredit applied to a Mortgage Closing Cost------$250-----
Additional RequirementsOther requirements for this type of account---[click here]Depositor must participate in the direct deposit of a payroll or retirement program.[click here]Must have a Jeff Bank Business Checking Account-[click here]e-Statement enrollment, monthly online banking use, 5 or more posted POS transactions per month.----[click here]Opened by the executor or executrix by court order for the benefit of a deceased person’s estate.
Account Age LimitUpon reaching the age of 24, the account will revert to a regular Personal Checking Account.--------YesYes-
Proof RequiredCollege Enrollment or Military Enlistment Proof must be presented for eligibility--------YesYes-
Open an AccountOpen an AccountApplyOpen an AccountApplyApplyApplyApplyApplyApplyApplyApply
Select an Account Simple Simple Simple Simple Simple Simple Interest Bearing Interest Bearing Interest Bearing Specialized Specialized Specialized 
TooltipPersonal CheckingTooltipEasy CheckingTooltipFresh Start CheckingTooltipDirect Deposit CheckingTooltipBusiness Select CheckingTooltipPersonal Rewards CheckingTooltipElite CheckingTooltipSuper NOW CheckingTooltipPersonal Rewards Interest Bearing CheckingTooltipCollege CheckingTooltipMilitary CheckingTooltipEstate CheckingTooltip
Minimum BalanceDenotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly service charge.Average Balance of $500----[click here]Combined monthly average available balance in checking, savings, CD, and IRA accounts of $15,000 or more.[click here]Combined average available balance in checking, savings, CD, and IRA accounts and consumer loans of $25,000 or more.Daily Balance of $2,500[click here]Combined monthly average available balance in checking, savings, CD, and IRA accounts of $20,000 or more.--Average Balance of $500
Service ChargeA charge incurred monthly for certain accounts or when an account falls below the required minimum balance.$5$3$10--$15$15$15$15--$5
Minimum DepositThe minimum amount required to open an account-$25$25---------
Transaction FeeA fee charged for each Check, POS, ATM or Debit Transaction-8 Free then $0.25/ea----------
Free Debit CardAccount Includes a Free Debit CardYes--YesYesYesYesYesYesYesYes-
Free ChecksUnless specified otherwise, free checks are included for First order, wallet style only, original or duplicate.Yes-YesYesYesRewards ChecksElite ChecksYesRewards ChecksYesYesYes
No Fee PerksNo fees charged for Signature Guarantee Services or Cashier's Checks-----YesYes-Yes---
Higher CD Interest YieldThis account yields a higher interest rate-----YesYes-Yes---
Free ATM transactionsNumber of waived non Jeff Bank ATM transactions per month.------5 transactions per month--All Jeff Bank ATM transactionsAll Jeff Bank ATM transactions-
Mortgage Closing CreditCredit applied to a Mortgage Closing Cost------$250-----
Additional RequirementsOther requirements for this type of account---[click here]Depositor must participate in the direct deposit of a payroll or retirement program.[click here]Must have a Jeff Bank Business Checking Account-[click here]e-Statement enrollment, monthly online banking use, 5 or more posted POS transactions per month.----[click here]Opened by the executor or executrix by court order for the benefit of a deceased person’s estate.
Account Age LimitUpon reaching the age of 24, the account will revert to a regular Personal Checking Account.--------YesYes-
Proof RequiredCollege Enrollment or Military Enlistment Proof must be presented for eligibility--------YesYes-
Open an AccountOpen an AccountApplyOpen an AccountApplyApplyApplyApplyApplyApplyApplyApply