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05/07/2008
Savings Certificates1,8
|
| Account/Product Name |
Minimum Opening Deposit |
Interest Rate |
Annual Percentage Yield |
| 7-60 Days2 |
$2,500.00 |
1.00% |
1.00% |
| 61-90 Days2 |
$2,500.00 |
1.00% |
1.00% |
| 91-179 Days2 |
$2,500.00 |
2.09% |
2.10% |
| 180-239 Days2 |
$2,500.00 |
2.09% |
2.10% |
| 6-11 Months3 |
$2,500.00 |
2.08% |
2.10% |
| 12-17 Months3 |
$1,000.00 |
2.08% |
2.10% |
| 18-23 Months4 |
$1,000.00 |
2.08% |
2.10% |
| 18 Month Escalator4 |
$1,000.00 |
2.08% |
2.10% |
| Rate may be stepped up once during 18 month term. Additional deposits made of $150 or more. |
| 24-29 Months4 |
$1,000.00 |
2.43% |
2.45% |
| 30-35 Months4 |
$1,000.00 |
2.53% |
2.55% |
| 36-47 Months4 |
$1,000.00 |
2.62% |
2.65% |
| 48-59 Months4 |
$1,000.00 |
2.77% |
2.80% |
| 60 Months4 |
$1,000.00 |
3.26% |
3.30% |
Savings Certificates - Golden Account Rates1,8
|
| Account/Product Name |
Minimum Opening Deposit |
Interest Rate |
Annual Percentage Yield |
| 7-60 Days2 |
$2,500.00 |
1.09% |
1.10% |
| 61-90 Days2 |
$2,500.00 |
1.10% |
1.10% |
| 91-179 Days2 |
$2,500.00 |
2.19% |
2.20% |
| 180-239 Days2 |
$2,500.00 |
2.19% |
2.20% |
| 6-11 Months3 |
$2,500.00 |
2.18% |
2.20% |
| 12-17 Months3 |
$1,000.00 |
2.18% |
2.20% |
| 18-23 Months4 |
$1,000.00 |
2.18% |
2.20% |
| 18 Month Escalator4 |
$1,000.00 |
2.18% |
2.20% |
| Rate may be stepped up once during 18 month term. Additional deposits made of $150 or more. |
| 24-29 Months4 |
$1,000.00 |
2.53% |
2.55% |
| 30-35 Months4 |
$1,000.00 |
2.62% |
2.65% |
| 36-47 Months4 |
$1,000.00 |
2.72% |
2.75% |
| 48-59 Months4 |
$1,000.00 |
2.87% |
2.90% |
| 60 Months4 |
$1,000.00 |
3.36% |
3.40% |
Savings Certificates - Jumbo Account Rates1,8
|
| Account/Product Name |
Minimum Opening Deposit |
Interest Rate |
Annual Percentage Yield |
| 7-60 Days2 |
$100,000.00 |
2.18% |
2.20% |
| 61-90 Days2 |
$100,000.00 |
2.18% |
2.20% |
| 91-179 Days2 |
$100,000.00 |
2.19% |
2.20% |
| 180-239 Days2 |
$100,000.00 |
2.19% |
2.20% |
| 6-11 Months3 |
$100,000.00 |
2.18% |
2.20% |
| 12-17 Months3 |
$100,000.00 |
2.18% |
2.20% |
| 18-23 Months4 |
$100,000.00 |
2.18% |
2.20% |
| 18 Month Escalator4 |
$100,000.00 |
2.18% |
2.20% |
| Rate may be a stepped up once during 18 month term. Additional deposits made of $150 or more. |
| 24-29 Months4 |
$100,000.00 |
2.72% |
2.75% |
| 30-35 Months4 |
$100,000.00 |
2.72% |
2.75% |
| 36-47 Months4 |
$100,000.00 |
2.97% |
3.00% |
| 48-59 Months4 |
$100,000.00 |
3.21% |
3.25% |
| 60 Months4 |
$100,000.00 |
3.41% |
3.45% |
Statement Savings Account & Student Saver Account6,8
|
| Minimum Opening Balance |
Interest Rate |
Annual Percentage Yield |
|
| Up to $49,999.994 |
0.65% |
0.65% |
|
| $50,000 to $99,999.994 |
0.70% |
0.65%-0.68% |
|
| $100,000 to $249,999.994 |
1.00% |
0.68%-0.88% |
|
| $250,000 and above4 |
1.25% |
0.88%-1.07% |
|
Club Accounts6
|
| Minimum Opening |
Interest Rate |
Annual Percentage Yield |
|
| Vacation Club4 |
All Balances |
.50% |
.50% |
| Vacation Club Direct Deposit4 |
All Balances |
.60% |
.60% |
| Holiday Club4 |
All Balances |
.50% |
.50% |
| Holiday Club Direct Deposit4 |
All Balances |
.60% |
.60% |
Platinum Account 6,8
|
| Minimum Opening Balance |
Interest Rate |
Annual Percentage Yield |
|
| Up to $99,999.995 |
0.65% |
0.65% |
|
| $100,000 and above5 |
1.39% |
1.40% |
|
Municipal Insured Money Market Account6,8
|
| Minimum Opening |
Interest Rate |
Annual Percentage Yield |
|
| Up to $99,999.995 |
0.75% |
0.76% |
|
| $100,000 and above5 |
1.39% |
1.40% |
|
Insured Money Market Account 6,7,8
|
| Minimum Opening Balance |
Interest Rate |
Annual Percentage Yield |
|
| All Balances5 |
0.75% |
0.76% |
|
Super NOW Account 6,7,8
|
| Minimum Opening Balance |
Interest Rate |
Annual Percentage Yield |
|
| All Balances5 |
0.50% |
0.50% |
|
NOW Account / IOLAs9
|
| Minimum Opening Balance |
Interest Rate |
Annual Percentage Yield |
|
| All Balances3 |
0.50% |
0.50% |
|
| 1A penalty may be imposed for early withdrawal. |
| 2Interest compounds at maturity. |
| 3Interest compounds monthly. |
| 4Interest compounds quarterly. |
| 5Interest compounds weekly. |
| 6The interest rate and annual percentage yield may change after account opening. |
| 7The minimum balance required to obtain the APY $2,500.00. |
| 8Fees could reduce the earnings on the account. |
| 9No minimum balance requirement. |
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