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Effective: 2/1/2012
Savings Certificates1,8
|
| Account/Product Name |
Minimum Opening Deposit |
Interest Rate |
Annual Percentage Yield |
| 7-60 Days2 |
$2,500.00 |
0.20% |
0.20% |
| 61-90 Days2 |
$2,500.00 |
0.20% |
0.20% |
| 91-179 Days2 |
$2,500.00 |
0.25% |
0.25% |
| 180-239 Days2 |
$2,500.00 |
0.35% |
0.35% |
| 6-11 Months3 |
$2,500.00 |
0.35% |
0.35% |
| 12-17 Months3 |
$1,000.00 |
0.40% |
0.40% |
| 18-23 Months4 |
$1,000.00 |
0.50% |
0.50% |
| 18 Month Escalator4 |
$1,000.00 |
0.60% |
0.60% |
| Rate may be stepped up once during 18 month term. Additional deposits made of $150 or more. |
| 24-29 Months4 |
$1,000.00 |
0.65% |
0.65% |
| 30-35 Months4 |
$1,000.00 |
0.75% |
0.75% |
| 36-47 Months4 |
$1,000.00 |
0.85% |
0.85% |
| 48-59 Months4 |
$1,000.00 |
1.19% |
1.20% |
| 60 Months4 |
$1,000.00 |
1.39% |
1.40% |
Savings Certificates - Reward Account Rates1,8,10
|
| Account/Product Name |
Minimum Opening Deposit |
Interest Rate |
Annual Percentage Yield |
| 7-60 Days2 |
$2,500.00 |
0.30% |
0.30% |
| 61-90 Days2 |
$2,500.00 |
0.30% |
0.30% |
| 91-179 Days2 |
$2,500.00 |
0.35% |
0.35% |
| 180-239 Days2 |
$2,500.00 |
0.45% |
0.45% |
| 6-11 Months3 |
$2,500.00 |
0.45% |
0.45% |
| 12-17 Months3 |
$1,000.00 |
0.50% |
0.50% |
| 18-23 Months4 |
$1,000.00 |
0.60% |
0.60% |
| 18 Month Escalator4 |
$1,000.00 |
0.70% |
0.70% |
| Rate may be stepped up once during 18 month term. Additional deposits made of $150 or more. |
| 24-29 Months4 |
$1,000.00 |
0.75% |
0.75% |
| 30-35 Months4 |
$1,000.00 |
0.85% |
0.85% |
| 36-47 Months4 |
$1,000.00 |
0.95% |
0.95% |
| 48-59 Months4 |
$1,000.00 |
1.29% |
1.30% |
| 60 Months4 |
$1,000.00 |
1.49% |
1.50% |
Savings Certificates - Jumbo Account Rates1,8,11
|
| Account/Product Name |
Minimum Opening Deposit |
Interest Rate |
Annual Percentage Yield |
| 7-60 Days2 |
$100,000.00 |
0.30% |
0.30% |
| 61-90 Days2 |
$100,000.00 |
0.30% |
0.30% |
| 91-179 Days2 |
$100,000.00 |
0.35% |
0.35% |
| 180-239 Days2 |
$100,000.00 |
0.45% |
0.45% |
| 6-11 Months3 |
$100,000.00 |
0.45% |
0.45% |
| 12-17 Months3 |
$100,000.00 |
0.50% |
0.50% |
| 18-23 Months4 |
$100,000.00 |
0.60% |
0.60% |
| 18 Month Escalator4 |
$100,000.00 |
0.70% |
0.70% |
| Rate may be a stepped up once during 18 month term. Additional deposits made of $150 or more. |
| 24-29 Months4 |
$100,000.00 |
0.75% |
0.75% |
| 30-35 Months4 |
$100,000.00 |
0.85% |
0.85% |
| 36-47 Months4 |
$100,000.00 |
0.95% |
0.95% |
| 48-59 Months4 |
$100,000.00 |
1.29% |
1.30% |
| 60 Months4 |
$100,000.00 |
1.49% |
1.50% |
Statement Savings Account & Student Saver Account6,8
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| No Minimum Opening Balance |
Interest Rate |
Annual Percentage Yield |
|
| Up to $49,999.994 |
0.25% |
0.25% |
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| $50,000 to $99,999.994 |
0.30% |
0.25%-0.28% |
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| $100,000 to $249,999.994 |
0.35% |
0.28%-0.32% |
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| $250,000 and above4 |
0.35% |
0.32%-0.34% |
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Club Accounts6
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| No Minimum Opening Balance |
Interest Rate |
Annual Percentage Yield |
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| Vacation Club4 |
0.20% |
0.20% |
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| Vacation Club Direct Deposit4 |
0.20% |
0.20% |
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| Holiday Club4 |
0.20% |
0.20% |
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| Holiday Club Direct Deposit4 |
0.20% |
0.20% |
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Platinum Account 6,8
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| No Minimum Opening Balance |
Interest Rate |
Annual Percentage Yield |
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| Up to $99,999.995 |
0.25% |
0.25% |
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| $100,000 and above5 |
0.30% |
0.30% |
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Municipal Insured Money Market Account6,8
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| Minimum Opening Balance $2,500 |
Interest Rate |
Annual Percentage Yield |
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| Up to $99,999.995 |
0.15% |
0.15% |
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| $100,000 and above5 |
0.15% |
0.15% |
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Insured Money Market Account 6,7,8
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| Minimum Opening Balance $2,500 |
Interest Rate |
Annual Percentage Yield |
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| Up to $2,500 to $9,999.995 |
0.20% |
0.20% |
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| $10,000 to $24,999.995 |
0.25% |
0.25% |
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| $25,000 and above5 |
0.30% |
0.30% |
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Super NOW Account 6,7,8
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| No Minimum Opening Balance |
Interest Rate |
Annual Percentage Yield |
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| All Balances5 |
0.10% |
0.10% |
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Golden Interest Bearing Checking9
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|
Interest Rate |
Annual Percentage Yield |
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| All Balances3 |
0.10% |
0.10% |
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Elite Checking Account9
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|
Interest Rate |
Annual Percentage Yield |
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| All Balances3 |
0.20% |
0.20% |
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NOW9
|
| No Minimum Opening Balance |
Interest Rate |
Annual Percentage Yield |
|
| All Balances3 |
0.10% |
0.10% |
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IOLAs9
|
| No Minimum Opening Balance |
Interest Rate |
Annual Percentage Yield |
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| All Balances3 |
0.20% |
0.20% |
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| 1A penalty may be imposed for early withdrawal which could reduce the earnings on the account. |
| 2Interest compounds at maturity. |
| 3Interest compounds monthly. |
| 4Interest compounds quarterly. |
| 5Interest compounds weekly. |
| 6The interest rate and annual percentage yield may change after account opening. |
| 7The minimum balance required to obtain the APY $2,500.00. |
| 8Fees could reduce the earnings on the account. |
| 9No minimum balance requirement. |
| 10Depositor must be enrolled in one of our reward programs to qualify. |
| 11Deposits of $100,000.00 or more. Depositor must maintain a Jeff Bank checking account. |
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