Personal Checking Accounts

Personal Checking Account

No monthly maintenance charge if average daily balance is $500.00 or above
A monthly maintenance charge of $5.00 will be assessed on an average daily balance below $500.00
Free online banking & bill pay

A checking account for direct deposit of payroll or retirement funds via an automated transfer
No monthly maintenance charge.
Free online banking & bill pay

A personal checking account offered only to individuals who open and maintain a Business Checking Account with Jeff Bank
No monthly maintenance charge
Free online banking & bill pay

An interest bearing checking account; interest is compounded and credited weekly; the interest rate is variable and may change weekly
If the daily balance falls below $2,500.00 during the month, a $15.00 maintenance charge is assessed at statement date
Free online banking & bill pay

Receive a higher interest yield on CDs
No monthly maintenance charge on your Elite Checking Account
No Jeff Bank fee for 5 non-Jeff Bank ATM transactions per statement period
$250.00 credit on mortgage closing costs
Free checks (Specialty Blue Checks offered for Elite Checking Account only)
Free online banking & bill pay
Free debit card / ATM card (No fee at Jeff Bank ATMs)
No fee for signature guarantee services
No fee for cashier's checks
To qualify you must enroll in e-Statements, use online banking monthly, have 5 posted debit card transactions per month, and maintain a monthly combined average available balance in checking, savings, CD and IRA accounts and consumer loans of $25,000.00 or more. Otherwise, a $15.00 maintenance charge will be assessed from your Elite Checking account at statement date.

A checking account for college students (proof of college enrollment is required prior to opening)
No monthly maintenance charge
Jeff Bank ATM charges waived
Free online banking & bill pay
Upon reaching age 24, the account reverts to a regular Personal Checking Account

A checking account for an executor or executrix of an estate to process the financial obligations of a deceased person
No monthly maintenance charge if average daily balance is $500.00 or above
A monthly maintenance charge of $5.00 will be assessed on an average daily balance below $500.00
Free online banking & bill pay

A minimum balance of $25:00 to open the account
A monthly maintenance charge of $3.00
8 free checks, ATM debits and / or POS transactions per month, each thereafter will be $ .25